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when u want to buy your first car...

Mad · 11 · 9635

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so whats the best option?  ur job pays u between 14-15k a month and u wana buy a car cash. ur a** is broke now and has cash on monthend......what would u do, get a loan or approach an agency to finance the whip for u? wheres that Wylander nigga he is rich and knows money.
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Work out a monthly budget. See how much you can afford or are willing to part with every month, and then decide what you can get, by calculating how much a car will cost you monthly. Also factor in the cost of petrol, maintenance, etc...

A service plan is always a good idea. Getting a factory warranty is just a s good, cos that saves you a lot of headaches.

If you earn around R15k a month, there's no way you're buying a decent car for cash. You'll have to get financing, unless you save up for many months to get it. It's a good idea to save anyway and put down a nice deposit if going the financing route.

Go to dealerships, check out their demo models. You can score big on those. I saved R25 thousand on my car and it only had 32 km on it.
« Last Edit: March 06, 2012, 11:54:58 AM by The Angry Hand of God »




Mad

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lets say i earn 15k and i wana get a chevrolet captiva or the chev white suv 2007...am i dreaming coz i know shit about maintaining a car?
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I woul actually like to save some money and have a bit of deposit upfront. That can lower your monthly expense.
However  with the expenses and he cost of living n the city, saving is tough.

Im not that clued up with auto mechanics so I would try and  buy a good car. 

15 k is a substantial amount, you can get a better car, depending on your budget.
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Mad stack your money and get a good credit history going before you even consider going the finance route you'll thank me later

That not good enough for ya?


Mad

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fair enough. think im gona wait and see if i can go low on booze and save. this shit will be painful.
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Good idea. Save your money and open a few clothing accounts etc. The trick is to buy stuff on account, even if you have the cash and then pay the accounts up immediately, a few days later. That helps build a good credit record.

Do the same with all stuff you buy.




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Quote
Six tips for buying a new car
Mon, 27 Feb 2012 6:49
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So, you've decided to buy a new car. What sort of things should you take into consideration? Driver training specialist IAM Drive & Survive breaks it down into six crucial points.


Decide on the type of your car you need. Do you need a car to ferry the children around? Or do you make numerous long trips and need to extra luggage space? Make sure your choice fits the purpose.
Know your budget. How much are you able to spend? Think about potential insurance and other running costs as well.
Check for any hidden extras, such as additional charges for number-plates and delivery.
Check the running costs before you buy. Diesel cars offer better fuel economy but are often more expensive. Don't forget car depreciation; think about how much the car will depreciate in its first three years and how this will affect the price if sold second-hand.
Once you've decided on budget, make sure you know how you will be financing the car. Most importantly, stick to your budget.
Test drive. You need to find out if the car is comfortable and suits your needs.

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http://motoring.iafrica.com/features/775560.html?p=1
10 cheapest new cars in SA
Article By: Ryan Bubear
Wed, 08 Feb 2012 10:43
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Page:12
So, you've finally managed to scrape together a few handfuls of cash, and you're in the market for a brand new car. The cheaper, the better, you say. What are your options in the budget-beater segment?

Don't fret. We've put together a list of the ten cheapest cars on the South African market, with basic (before extras, but including VAT and emissions tax) prices ranging from R69 900 to R106 900 (all figures correct on 1 February 2012).

Although there are obviously a number of similarities between the contenders (all are five-speed manuals, and all are petrol-powered, for example), there are also a few marked differences. But always remember: you get what you pay for. Don't expect supercar performance or barge luxury from an entry-level, no-frills compact runabout.

For the record, the list is made up of one German, one Italian, one American, one Indian, one Japanese, two Chinese and three South Korean vehicles.


1. Chery QQ3 0.8 TE
Price: R69 900
This Chinese five-door is known for one thing, and one thing only: its rock-bottom price. The tiny three-cylinder 812cc powerplant churns out an embarra**ing maximum power figure of 38kW, and tops out at a not-so-lofty 138km/h, returning a claimed combined fuel consumption of 6.8 litres per 100km. Nothing impressive about any of those figures, then. Oh, and don't expect niceties such as radio, air-con or airbags. But, as they say, you get what you pay for, and you just can't beat the QQ3's pricetag.
*Joint lowest power output
*Cheapest


2. Chevrolet Spark Lite 0.8L
Price: R82 300

The bottom-of-the-range Spark is similar to the Chery QQ3 in many ways. So similar, in fact, that General Motors once accused the Chinese manufacturer of copyright infringement, pointing out that even the doors of the two vehicles were interchangeable. However, the 795cc engine in the Spark returns a far better fuel consumption and higher top speed than its so-called clone. So, of the two, which should you buy? Our advice: save for a bit longer and spring for the Spark.
*Joint lowest power output


3. Geely LC 1.3 GS
Price: R84 990
The third-cheapest runabout in our list is surprisingly well-specced. Yip, for your 85 large, you get a radio, air-conditioning, front and rear electric windows, remote central locking, electric side mirrors, ABS, power steering, adjustable steering wheel and height adjustable front seats. Phew. But the question is: how much of that will fall off in the first year? Doing duty under the bonnet is a 1.3-litre four-cylinder engine with a maximum power output of 63kW — the highest on this list.
*Highest power output


4. Tata Indica B-line 1.4 LE
Price: R89 995
The Tata brand has gathered a fair amount of support in SA, and the Indica started it all for the pa**enger segment back in 2004. And, it's still going strong today. So, what do you get for your R90k? In terms of specifications, pretty much nothing. But the B-line's most alluring feature is perhaps the fact that it comes standard with a two-year or 45 000km service plan (one of only two vehicles in the top ten with a plan as standard). You could do worse, in all honesty.
*Worst fuel economy


5. Hyundai Atos Prime 1.1 GLS
Price: R94 900

In most markets around the world, the Atos has been replaced by the i10. But not here. No, for some unfathomable reason the Atos is still offered new, despite the fact that the i10 costs just a few thousand more and is quite a bit better in every respect. They both make use of 1.1-litre powerplants, but the Atos lags behind in terms of power, top speed and fuel economy. Do yourself a favour and go for the fresh-faced i10 over the ageing Atos.

6. Kia Picanto 1.0
Price: R99 995
The entry-level Picanto comes with a tiny three-cylinder 1-litre engine, but still manages to pump out 51kW while keeping the combined fuel economy figure under five. It's bright, bold (aimed squarely at the young folk) and has that big-car-in-a-small-car-skin feeling. And it comes standard with luxuries such as air-conditioning, radio/CD/MP3, Aux/USB/iPod compatibility and remote central locking. Definitely worth a look if you're in the market for a new, sub-R100 000 (just about, anyway) vehicle.


7. Hyundai i10 1.1 GLS
Price: R102 900
As mentioned above, the i10 is Hyundai's best bargain offering by rather a large margin. It may make only 50kW, but its claimed fuel consumption figure of just 4.8 litres per 100km is truly remarkable. Add to that an interior that is right up there in terms of quality in this cla**, and a specification list including air-con, radio/CD/MP3, electric side mirrors, electric windows and central locking, and you have a strong contender for your hard-earned. A popular choice, and rightly so.
*Best fuel economy

8. Fiat Panda 1.2 Young
Price: R103 000
The first of just two Europeans in our top ten, the Panda Young is another well-specced option. Highlights include follow-me-home lighting, central locking, climate control, electric front windows, dual front airbags and ABS with EBD. What do the numbers say? Well, the 1.2-litre eight-valve produces 44kW and the combined fuel cycle figure sits at 5.6. Good, reliable stuff from the Italians. And for what it's worth, a favourite of Top Gear's James "Captain Slow" May. But it's worth keeping in mind that the new Panda will be launched later in 2012.


9. Volkswagen Polo Vivo 1.4 3-door
Price: R106 100
Without doubt the most popular vehicle here, the high-selling entry-level Vivo is the only three-door to make our list, which counts against it in terms of practicality, but does lend it an almost sporty feel. Almost. The Vivo (available in just two colours) employs a tried and tested 1.4-litre VW powerplant, which makes 55kW. It has the biggest boot, biggest fuel tank, and highest top speed in this list. And — probably even more important to South Africa's sometimes blindly brand-conscious buyers — it is German. However, air-con, radio and electric windows are conspicuous by their absence.
*Biggest boot


10. Suzuki Alto 1.0 GLS
Price: R106 900

Just the second vehicle in this list to boast a service plan as standard, the three-cylinder Alto rounds out the top ten. It features air-con, power steering and a pair of airbags, and returns a 5.7-litre per 100km average fuel consumption figure. The Alto is a cheerful little thing that serves as a decent stepping stone to the hugely underrated Suzuki Swift – its bigger brother. 

Which do you think is the best buy on the list? Leave your thoughts in the comments section below!
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Mad

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appreciate the info but im not consodering any of those cars. im looking for somethig much better in terms of space and ofcourse the look. last thing i need is to look like a retired granddad on my first car. it should correspond with age and shit. with that said im gona go the "save" route and see if i can make my wishe possible!
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Dude, I recently bought myself the Alto, after driving only Golfs and Nissans.

It is quite a decent car. The only complaint I have is that there is zero bootspace.

I'm saving a shitload since saying goodbye to the 1.6 and driving a 1 litre. And it is quite comfy too.